Cookie Policy

Last updated 5 September 2026

This site uses as little client-side storage as possible. The calculator itself uses local storage rather than cookies, and no advertising cookie is set until you allow it. This page lists everything, so you can see precisely what accepting or declining changes.

Cookies and local storage are not the same thing

Both store data in your browser, but they behave differently, and the distinction matters here:

The calculator uses local storage only. Cookies appear on this site solely as a result of third-party advertising, and only if you consent to it.

Essential — always active

These are strictly necessary to deliver the functionality you asked for, so they do not require consent. All are local storage entries, not cookies.

Essential storage
NameTypePurposeExpires
imc_salaryLocal storageYour salary amountOn clearing site data
imc_periodLocal storageWhether that amount is weekly, monthly or yearlyOn clearing site data
imc_hoursLocal storageYour weekly hoursOn clearing site data
imc_pensionPctLocal storageYour pension contribution percentageOn clearing site data
imc_in / imc_outLocal storageClock-in and clock-out times, so a running session survives a page reloadOn clocking out
imc_consentLocal storageYour cookie choices, so the banner is not shown repeatedlyOn clearing site data

Advertising — cookies and personalisation off by default

Google requires its AdSense code to be readable in the page itself, so that script is present in the <head> of every page on the site and loads for everyone. What it is permitted to do is a separate question, and that is governed by your choice: until you accept advertising, we send Google a Consent Mode signal that denies ad storage, ad user data and ad personalisation, so no advertising cookie is set and nothing is tailored to you. Once you accept, Google may set cookies and process data to serve, cap, personalise and measure ads. Those cookies are set on Google domains and are controlled by Google, not by us. Their names and lifetimes are set by Google and can change; the current list is maintained in Google's advertising cookies documentation.

Two things are worth being explicit about:

Analytics — optional, off by default

The consent banner offers an analytics category for anonymous, aggregated measurement of which pages are read. Your calculator inputs are never included. Nothing loads unless you opt in.

Changing your mind

You can change your choices at any time and the change takes effect immediately for anything loaded afterwards.

To remove data already stored, clear cookies and site data for this site in your browser settings. That deletes both the advertising cookies and the calculator's local storage, resetting the tool to its defaults.

You can also control ad personalisation across Google services at My Ad Center, independently of the choice you make here.

Browser-level controls

All major browsers let you block or delete cookies, and most offer a setting for blocking third-party cookies specifically. Blocking cookies entirely will not break this site: the calculator does not depend on them.